National Savings Pakistan Reaches Rs325 Billion Mobilization

The Central Directorate of National Savings (CDNS) has mobilized Rs325 billion between July 1 and September 10, 2026, achieving its assigned savings mobilization target for the period.

The latest performance comes during the opening months of the new fiscal year and reflects continued demand for government-backed savings and investment products, according to official sources.

Officials attributed the performance to improved institutional efficiency, stronger investor confidence and increasing demand for secure savings options.

Rs1.53 Trillion Target Set for FY2026-27

Following the strong start to the fiscal year, CDNS has set an overall mobilization target of Rs1.53 trillion for fiscal year 2026-27.

The target is aimed at strengthening Pakistan’s savings base, expanding investment opportunities and encouraging greater participation in formal financial channels.

CDNS also plans to focus on product diversification and improving access to savings products as it works toward the annual target.

Greater Focus on Islamic Savings

Islamic finance is also an important part of the National Savings strategy.

For fiscal year 2025-26, CDNS had allocated Rs60 billion for Islamic savings instruments to expand Shariah-compliant investment options.

In FY2024-25, the institution had set an overall mobilization target of Rs1.65 trillion, including Rs170 billion for Islamic finance investments.

National Savings Mobilization in Previous Years

CDNS has maintained strong mobilization figures in recent fiscal years.

  • FY2023-24: Rs1.742 trillion mobilized against a Rs1.7 trillion target
  • FY2022-23: Rs1.6 trillion mobilized against the assigned target
  • FY2021-22: Target revised from Rs1.3 trillion to Rs1.4 trillion

The figures highlight the role of National Savings in mobilizing domestic savings through government-backed investment products.

What Comes Next for National Savings Pakistan?

CDNS is now targeting Rs1.53 trillion during FY2026-27. According to officials, institutional reforms and improved operational efficiency are expected to support the institution's efforts.

Digital transformation, wider access to savings products and expansion of Shariah-compliant options are also expected to remain important areas of focus.